General Info

General Information

 Health, Education and Mortgages

Healthcare

Health

In Spain the Healthcare is very efficient and subject to personal circumstances, you will find it freely available due to the reciprocal arrangements within the EU. Healthcare is available to men and women of 65 years of age. (You may have to pay a contribution) For more details contact the Overseas Benefits office.  – Tel +44 (0)191 2187547 If you are moving to Spain you can claim Medical Care just as if you are in the UK, however if you are a Pensioner you will need to obtain an S1 form from the Overseas Pension Centre +44 (0)1851 767172 and then be registered with your local medical centre, you will then be able to swap from the UK system to the Spanish System.  Or as a casual visitor if you are a Pensioner and your stay is temporary, then you can get free prescriptions if you get a Pension Confirmation Certificate you can get a 3 month SIP card from your local medical centre. Generally speaking the Spanish Healthcare system is just as good as the UK. Other information is available from the British Consule. Follow this Link. <http://ukinspain.fco.gov.uk/en/help-for-british-nationals/>

EHIC

EHIC

Healthcare.   Don’t forget your EHIC  <Link to Official Website>
This may just be what you are looking for to manage your Finances in Retirement. Carematters  <Link to Official Website>

Carematters

CareMatters is dedicated to helping you plan for the later years of your life. The team at CareMatters offer a tailored service specialising in the following aspects of financial planning that will help you secure your financial future:

Funding Care Fees, Estate preservation, Equity release, Wealth preservation, Retirement planning.

Education

Education

Education standards are very high in Spain. EU citizens have no problems finding their place in the system. If you require your child/children to enter the Spanish school system then the earlier the better. State schools are free and your child/children will become fluent in Spanish within the first year. For further information telephone the Ministry of Education and science  +34 917018000. For International schools who follow the British curriculum,  telephone the European Council of International Schools – 07130 268244 or log onto – www.ecis.org.

Mortgages

Mortgages

There are a number of ways you can finance your purchase over periods of up to 20 years. Since the lifting of exchange controls non-residents can now take out a mortgage on Spanish property. Mortgages are freely available. Residents and Non-residents a like can obtain mortgages with very little difficulty. Many leading international banks and former building societies now offer mortgage facilities on the purchase of Spanish homes, some are even UK Based. Currently (July 2011) Banks are asking 40% deposits.

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